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How to achieve this? You can invest with simple formula: Let’s say you started VIP on 1st Jan, 2017 starting with and first instalment was processed at NAV of Now if you want to change your investment amount by 10% for every 5% change in NAV then on all subsequent instalment dates, you need to check NAV and compare the same with first NAV (ie in our example) and based on difference, you need to adjust amount. For example 1st Jan, 2018 NAV is 120 (which is higher by 20% from first NAV) than you need to reduce your investment by 40% (new instalment amount will be This way you averaging price and returns comes better at the same time, it also helps in maintaining asset allocation.Once you invest in a mutual fund(s), the managers of the fund invest your money in stocks and bonds. This table shows list of stock/bond investments.

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